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Baccarat is a beloved table game in the US and one of my favorites, gaining even more fans with the rise of online gaming. With countless variants now available, players everywhere share the same question: What’s the best way to win at baccarat?

After years of playing, I’ve found that flat betting offers the best odds while promoting responsible gambling. Curious to see how it works? Let’s dive in!

Understanding Flat Betting in Baccarat 

I will give myself the right to say that I am a baccarat flat betting mastermind. I am not using this style of playing all the time, but I have been using it for years. To understand how things work, we need to start from the very beginning. 

What Is Flat Betting

As you can guess, flat betting suggests that a player should bet the same amount of cash for each baccarat round. That means the players should not even worry too much about the outcome of the previous round. Whether they win or lose, the wager remains the same. 

Why do I prefer this method? I have concluded that flat-betting baccarat players manage to remove emotional decision-making. In other words, you won’t unreasonably increase the bets even if you lose five rounds in a row. That’s why I said this is the “most responsible gambling strategy.” 

Advantages of Flat Betting 

If you need motivation that will convince you to use this gambling method, then being aware of flat betting advantages is a must. 

For starters, you will control your spending much better. At any moment, you can easily calculate how much money you have lost and the amount of cash you can afford to lose for future rounds. 

At the same time, you will minimize your losses during a losing strike. I remember once when I lost seven rounds in a row. After the 3rd round, I wanted to triple the bet because I got nervous. Luckily, my strategy stopped me! 

Limitations of Flat Betting

Logically, there are certain disadvantages you also need to be aware of. 

This type of baccarat betting requires a high level of patience. That especially counts if your average wager isn’t significant. Massive wins require you to achieve multiple bets in a row, which doesn’t happen too often. 

My story may inspire you. I have managed to turn $500 into $3000. However, I had to play for 3 hours because I didn’t let myself raise the bet at any moment. So, if you want to make quick money, be sure you won’t achieve that goal this way. 

Implementing Flat Betting Effectively

I am pretty sure that things are clear now. So, we move to the more challenging part. Implementing flat betting at baccarat sessions requires consistency, good budget organization, and analysis. Let’s discuss these things more. 

Selecting the Optimal Bet Size 

The crucial thing for this way of playing is organizing your budget adequately. Remember that you can manage your bankroll this way for the entire casino journey. 

I never spend more than 2% of my total monthly income. However, if you want to spend more, organize funds like a pro. You primarily need to cover all the essential costs for food, electricity, gas, etc. Always divide a certain amount for “unexpected costs” because they always appear for some reason. 

The next thing is determining how many sessions you plan to have monthly. Divide that amount of cash equally. Ultimately, determine how many sessions you plan to play with the amount of money you have. 

It doesn’t really matter how huge that amount of cash is. The point is to have fun and remain responsible. 

Consistency is Key 

Well, self-discipline is really necessary if you decide to play this way. No, there are no exceptions that you can make. For example, “I will raise the wager for three rounds, and I will get back.” Trust me; you will get nervous if you lose all three times. Conversely, if you win, you definitely won’t reduce the investment. Don’t ask me how I know that. 

But, how to remain consistent? Simply be wise as a dolphin! This is a casino game that ensures fun. Your main goal should be to prolong your sessions. If money comes, that’s great. If you lose everything, you won’t lose a lot, but you will manage to recharge your batteries. Put my words in your subconsciousness. 

Tracking Results Over Time 

Thanks to advanced technology, you no longer need a pen and paper to write down your wins and losses. Open a typical Excel table and write down the results of each round that you have. Carefully follow how much money you lost, won, and can afford to lose. 

Many years ago, I noticed that my balance reached 0 too fast, and I didn’t know how that happened. When I started tracking my results, I realized I had spent more than I should have. When I noticed that I lost more money, I started gambling wiser and reduced my bet two times. 

At the same time, you will see whether flat betting is profitable or not. If the results of your analyses tell you that you are losing eventually, why would you continue to gamble the same way? 

Enhancing Flat Betting with Additional Techniques 

Applying the previous tips isn’t challenging at all. Yet, some additional techniques can make things much easier. I am playful like a sea otter, so I constantly strive to find the easiest ways to have fun playing baccarat. 

Focusing on Banker or Player Bets Only 

All my friends constantly ask me — what to bet on. 

I can afford to risk more because I am a high-roller and someone who has more experience. Yet, flat betting is a simple strategy suitable for beginners. Hence, I recommend simple options — banker and player bets. 

First, these two options come with the highest RTP, which ensures lower chances of losing strikes. Return-to-Player ratio for player bets is 98.89%, and for the banker bet, it is 98.74% on average. In both cases, the payouts are 27:1. 

As I said, don’t expect massive wins at once. You can try with other bets, but they are much riskier and usually unsuitable for this gambling method. 

Setting Win and Loss Limits 

You need to learn when to say enough is enough. One of the things you can do is set up time limits. Still, are you really going to leave the table after, for example, 1 hour? What if you start losing a lot of money? Is time really an essential limit?

Therefore, I recommend you focus on defining win and loss limits. Those limits need to be respected entirely. There are no “exceptions.” For example, okay, I will lose $100, and I will stop. If you reach the limit, that’s it! 

To prevent “these excuses,” set up reasonable boundaries. Let’s say that you gamble with $500. I would quit, in that case, if I reach $1200. On the contrary, if you quickly reach $200, why would you continue? It is not the day for achieving wins, even if your session ends up for 20 minutes. 

Taking Advantage of Mini Sessions 

Time organization is important in another way. You don’t have to define the length of the entire session, but you should include breaks between the rounds. I leave you to decide how often and how long they should be. I highly recommend you read my page on how to win at Baccarat.

In general, I make short breaks after 30 minutes of playing. They usually do not last more than 5 minutes. During that period, I simply close my eyes and relax. Gambling online gives you more freedom to choose what you can do. Walk around the house, buy something to drink or eat. The point is to clear your mind and rebuild the focus necessary for a flat betting strategy. 

And Now? 

Now, you are ready to go! All my knowledge is collected after hundreds of thousands of baccarat sessions. Discipline and focus are two characteristics essential in this case. Enjoy every moment! If you have something to add, please do that in the comment section.

Continue to elevate your knowledge by reading my guide on the Mini Baccarat.